Northside Down Payment Assistance

On behalf of the Northside Development Group, CommunityWorks will be offering down payment assistance up to $15,000 to first-time home buyers purchasing a home in the Northside Neighborhood. 

Eligible Buyers (must meet all requirements):

• Homebuyers with AMI between 80% and 200% may qualify for up to $10,000. Homebuyers with AMI at 80% or below may qualify for up to $15,000.

• You must be one of the following:

  • A first-time home buyer at or below 200% AMI

  • A District 7 Employee (no income limits)

  • A Local Hero at or below 200% AMI such as: Teachers, First Responders, Police Officers, Firefighters, or Nonprofit Employees

• Secure a fixed-rate mortgage

• Monthly mortgage must be affordable ($35 of monthly income) **

• Attend a homebuyer workshop

• Have a mortgage lender first complete the Lender Application Checklist

• Purchase a home in the Northside Neighborhood to be used as their primary residence

* The amount of funds will be contingent on buyers’ mortgage, financial situation and needs based. Funds will be awarded on a first-come, first-serve basis. 

** Up to 40% based on buyers demonstrated ability to pay (ie: if rent was higher than mortgage)