LIVE IN THE NORTHSIDE

Northside Down Payment Assistance

On behalf of the Northside Development Group, CommunityWorks will be offering down payment assistance up to $15,000 to first-time home buyers purchasing a home in the Northside Neighborhood. 

Eligible Buyers (must meet all requirements):

  • Homebuyers with AMI between 80% and 200% may qualify for up to $10,000. Homebuyers with AMI at 80% or below may qualify for up to $15,000.

  • You must be one of the following:

    • A first-time home buyer at or below 200% AMI

    • A District 7 Employee (no income limits)

    • A Local Hero at or below 200% AMI such as: Teachers, First Responders, Police Officers, Firefighters, or Nonprofit Employees

  • Secure a fixed-rate mortgage

  • Monthly mortgage must be affordable ($35 of monthly income) **

  • Attend a homebuyer workshop

  • Have a mortgage lender first complete the Lender Application Checklist

  • Purchase a home in the Northside Neighborhood to be used as their primary residence

* The amount of funds will be contingent on buyers’ mortgage, financial situation and needs based. Funds will be awarded on a first-come, first-serve basis. 

** Up to 40% based on buyers demonstrated ability to pay (ie: if rent was higher than mortgage) 

Have additional questions about Down Payment Assistance?

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